7 Habits of Owners of Home Based Businesses

Having your own business is a dream for many individuals. Here are a few steps to succeed once you start off on your own!

When you plan to start off your own business, its with dreams in your eyes and heart. But once it takes off, you realise that there is a lot more to running your own business than just looking fancy schmancy and earning buckets, no truck loads of money. At times, you may go through a lean phase and wonder what is it that went wrong? Fret not, for here, I have compiled a list of 7 habits (well there are more but these are the main seven) of successful home based business owners.

Keep in mind that I am writing this with a general point of view. Tailor them according to your profession and see how it applies to your business.

Habit 1: Set a dedicated space for your Office

When you start working from home, many a times, you slack off. Your office might just be your laptop and phone and hence you are tempted to sit in front of the TV or on the back porch. Tempting as that might be, refrain from doing so. Set aside some space as your dedicated work space. Even if you’ve started a home based bakery or pottery business, set aside a desk where you keep all your papers, designs (if you design clothes or jewellery), files and your requirements. If you work at a computer, make sure it’s your ‘work’ computer. If you have the luxury of space, set aside an office; but if not, just a corner of your study or where ever it’s quiet and peaceful and you can concentrate.

Habit 2: Dedicate time / Have a good Plan

What makes the extremely successful people, extremely successful? Well, lame question. They have a set plan, a goal, a target. Yes many of us have a set goal too, but many a times the path isn’t too clear. What you need to do is give time. Sit down with a piece of paper and a pen in the quiet place we spoke about in the earlier point. Write down, where you stand, what your resources are, and what’s your goal. Make a mind map as visuals help you to understand things better. By the end of this exercise you should have a better view as to what your path should be to reach your goal. For e.g: You have a home-based baking business, write down the assets you have. These will be your ovens, bread making machines, your mixers etc. Now, if your final goal is to have your own bakery set up after a year, then first write down how much you need to spend to achieve this goal. Once you know the figure you need to have in hard cash with you, work backwards. Visualise how you can earn that kind of money, what should your marketing strategy be, how exactly to go about it. So this is just an example for a bakery business; you need to work it out for your own brand of business!

Decide what kind of time you want to spend on developing your business. Just because you run a home-based business, doesn’t mean that you are freely available to baby sit other’s kids and run errands for them.

Habit 3: Use Professional Tools

I repeat, nothing is as important as this point! It’s very very necessary, just cannot stress enough on this point. Agreed that if you need to buy a program, you’ll have to invest in a little more, but trust my words, it’s going to be worth it. Instead of using some free tool off the internet, it’s far better to buy a small program to help you out. Many a times, free programs will have weird watermarks which ruin the professional looking effect. So if you hand over such a printout to your client, they’ll be immediately put off by it.

If the tool is totally out of your budget, here’s a fantastic idea: catch a student who’s into programming. Or a fresher, they need that boost to get into the field, you need a cheaper version of the program. Explain what features you require, show them a trial version of the program (mostly on the internet you have a 10 day trial version for nearly everything) and tell them what you need. They’ll come up with a tailor made tool for you, plus it won’t be exorbitant too! This will turn out to be very beneficial because you won’t be paying for a fancy brand name, and for the parts you won’t ever use. It’ll be tailor made just for you. Obviously, please make sure you are not doing any kind of piracy. It’s just getting a program designed to suit your needs. Make the interface different and whatever you do NEVER encourage piracy.

Habit 4: Monitor Finances

Whoa! Do I even need to explain this one? This is the basic one. If you’ve never taken accounts or learned about finances, take a small course before you start your business. You need to know how to monitor your finances. In a business, it so happens that there might be a sudden influx of money in one particular month. You need to know how to invest it, how to save for a rainy day when maybe there isn’t too much cash coming in. As a business man or woman, you need to be an expert in your chosen field and in the field of managing money.

Habit 5: File your Taxes; Keep your papers clear

You knew this was coming, didn’t you? After the above habit, this was the blatant next one! But this is also a million dollar one. If you’ve registered your business, or own a license for it, keep it in a proper place. Don’t misplace it, or think that just because you’ve registered it, it’s okay to keep it anywhere. Scan it and keep a copy on your laptop. If you need a health license, or some sort of permissions, keep them handy.

Keep your tax returns filed properly. Calculate and have your own statements created if you don’t want to take help of a professional. Keep your copyright certificates or any such important documents safe and sound.

Remember, run a business according to the law in your state. Keep your papers clear and you’ll never ever have any trouble from anyone!

Habit 6: Update and Adapt yourself with the new developments

Think of any successful business person from your chosen field. Can you imagine what would happen if they refused to follow the newest trends? If they kept themselves rooted in some 1980s styles?

Whatever your chosen field might be, updation and adaptation is really necessary. Subscribe to a few magazines in your field and keep up with the new trends. Learn about any new software programs or apps that might have come up. For all you know, they’ll make things simpler for you. Also, your clients will be impressed with your enthusiasm and obviously you gain from that.

Habit 7: Maintain Communication / Create Networks

Let’s face it, that’s the only way we can grow. Out of sight, out of mind is today’s mantra. So communicate, with everyone! Communicate with your current clients, your potential clients, your past clients, hold an exhibition or sale (if it applies to your kind of business), regularly send text messages or emails telling people about the newest developments etc. Wish them on holidays and occasions and network with them as much a possible. Create your own network which will spread the word when you launch a new thing.

This is not the time to think: Oh if my work is good, it’ll speak enough for my business and me. No! Now a days, you need to be very forthcoming. Marketing your business well is as crucial as having a good product. So go ahead, communicate as much as you want.

And last: this isn’t really a habit, but I wanted to include this – take pride in your business. Just because you have a home based business doen’t mean you’re available to babysit kids and run errands for others. Say a no to them and work on your business development. Good Luck!

Securing a Small Business Loan

Insufficient funding is one of the top reasons why 80% of businesses fail within the first year and a half. As a business owner, not only do you have to cover all operating expenses, but the time and effort needed to succeed means you will almost certainly have to bid farewell to your day job and regular pay checks. Unless you’ve saved up enough to pay for everything for at least 18 months, you will probably have to find other sources of funding.However, here we encounter another problem. A recent survey cited by the Credit Union Times showed that only about one-fifth of small business owners – incidentally about the same rate of successful businesses – rely on a small business loan. The survey showed that 62% were fearful of taking on a loan and almost one-fourth of respondents think they would not be approved for one. A Harvard Business School working paper by Karen Mills (Administrator of the US Small Business Administration until 2013) showed even more discouraging statistics. Banks continue to apply measures that restrict small business lending since the financial crisis hit, since such loans are generally always riskier than those to large businesses. Loans amounting to $1 million or less – the domain of small businesses – have gone down 21% since 2008. These loans made up half of all bank loans in 1995, but only 30% in 2012.So what can you do to have a better chance at securing a loan?As the saying goes, “The devil is in the details.” Given the stricter requirements of banks, you will need to come up with a very convincing plan that shows your business will truly make a profit. Each number presented has to be supported by hard evidence or at least some realistic projections backed by in-depth research. There must also be a clear plan as to where the money will go and how it will influence your business’s success.Aside from this, your entire personal finances will also be scrutinized, so make sure your taxes, mortgages, credit cards, assets and liabilities, and even your credentials are all spotless and in order.The bottom line is, if you believe in your business idea and do the necessary due diligence in coming up with a sound budget and business plan, there should be no reason to be denied a small business loan. Otherwise, you may want to reconsider quitting your day job.

Small Business Servers – A Need For Change

Many small businesses don’t have an IT department or anyone experienced enough to handle even basic IT tasks like backup, system restoration, patching or updates. In most cases, they rely on a local business partner (typically an IT consultant or local IT support company) to handle these tasks.

Unfortunately, many small business IT solutions on the market today exacerbate the situation. Their complexity…

requires the need for ever more powerful hardware
results in frequent system crashes and downtime for upgrades
compounds security problems
necessitates frequent system restorations
increases the investment in resource to upgrade systems and fix problems
Whats needed is a new generation of ‘small business servers’ that deliver all of the essential IT & technology services for smaller businesses but without the usual costs or hassle.

Challenges in supporting micro and small business customers

To stay in business small businesses need help with basic IT chores, which are becoming more mission critical than ever as they grow more time consuming to deliver.

Just look at business continuity and disaster recovery in small businesses. A study by Gartner found that only one third of small businesses surveyed said they were prepared for a disaster within the next 12 months.

In other words two thirds of all small businesses are not prepared for a disaster or protected. The reason, in most cases, is that small businesses don’t have the IT skills of solutions to perform common tasks like backing up critical data or developing a way to restore systems that crash or become damaged when a pipe breaks or there is a fire, flood or other disaster.

Small businesses also need help just backing up and restoring files when someone accidentally deletes them. Such deletions in small businesses are quite common.

Whilst everyone understands the need for data to be backed up, what many don’t realise is how expensive and difficult it actually is with traditional solutions. In fact, the traditional approach to backing up data is a time consuming and resource intensive task. The normal procedure requires tapes to be rotated, in the right order and taken off site for secure storage.

Plug In, Switch on & Start Working

Security within smaller businesses is also an issue. Hackers today are after confidential information about businesses and their clients to commit fraud and identify theft. They employ increasingly sophisticated attacks that may use socially engineered phishing email messages. These spam messages are designed to fool even savvy computer users in to thinking they are from legitimate sources. An unsuspecting user might click on malicious executable file or URL link to a poisoned web site and automatically download malicious software.

In their pursuits hackers increasingly exploit new vulnerabilities in applications and Windows operating systems as a means of infecting computers. To battle this problem, software vendors issue frequent system updates and security patches that must be installed quickly to minimize exposure to each new threat.

In 2008, Microsoft alone issues 43 critical, 24 important and two moderate fixes, according to security experts. The previous year saw a similar amount, including 49 critical, 23 important and five moderate updates. Other application and browser vendors had numerous updates as well.

Again, many small businesses don’t have the IT expertise to track all of these patches or the time to install them. Beyond security patches, there are typically many operating system updates that must also be applied. Such installations are often time consuming.

Unfortunately many of these fixes incur downtime, which no business likes. For example, in many situations, a business must first test a patch or upgrade to be sure it does not cause problems. If the test goes well, planning must take place to be sure the changes are made at a time that least inconveniences its workers. Again, many businesses are looking for help with these matters from their business partners. The challenge for the business partner is that all of these tasks (testing, planning, applying etc.) are all time and labour intensive.

Problems with traditional Small Business Server Solutions

Even the smallest business today requires certain basic capabilities. Workers need to share files and printers. Additionally, their data must be protected and their systems must be secure.

The burden on the business partner to provide these services typically requires the use of multiple solutions from different vendors. The mix often includes a server OS and file system from one vendor, backup software from another, and security products including firewall, anti-virus, anti-spyware and anti-spam software etc from even more vendors.

Managing such a mix can add to a business partner’s workload. Each product must be managed with its own administrative system, and each must be updated on its own. There might also be conflicts when trying to get different vendors products to work together.

Additionally supporting such a mix of applications might introduce security issues. For example, if a firewall and anti-spam solution are not in sync with regard to the level of protection each affords, one might work in detriment of the other.

The end result when using multiple solutions is that the time investment per client grows as the complexity increases. It also increases the time investment a business partner must make in learning/training. Their staff must be knowledgeable about many discreet products in order to support their small business client’s workers.

Compounding matters, the traditional choices have had their problems. Solutions designed specifically for smaller businesses often could not scale to support a business growth. For this reason, many of the solutions commonly used are not designed specifically for small businesses. But this only adds to the management burden placed on the business partner because they must customize or scale down these solutions to meet the needs of small businesses.

Additionally, such solutions are often bloated with features not needed in smaller businesses. For instance, directory services might be overkill for a company with fewer than twenty people. Yet, its administration is as time consuming for twenty as it is for one hundred or more.

Similarly, an enterprise solution might be so narrow focused that it lacks key features for small business, thus requiring a patch work of solutions to meet a business’s basic needs. For instance, a firewall might need a third party anti-spam or anti-virus solution to provide more complete protection.

In either case, trying to force fit an enterprise solution into a small business environment can add to the management workload.

What’s needed: Desirable characteristics?

With these concerns in mind, there is obviously a need for an alternative to the enterprise patchwork solutions that are currently being cobbled together and used in small business today.

Any solution that addresses these pain points must be designed specifically for small businesses and the business partners who serve them. It must enable customers do email, create and share documents, centrally manage files, store and secure business data, control access to information, connect offices, employees and partners whilst protecting their network and systems from unwanted disruptions and intrusions.

It should be less complex so that it requires less IT support than traditional solutions. Additionally the solution should be Linux based. The reason: Linux is stable and reliable. This would simplify management and make solution subject to less downtime than some alternative solutions. Additionally being Linux based reduces many security problems, as far fewer attacks, generally speaking, are aimed at Linux than traditional operating systems.

Furthermore, most operating systems are packed with drivers, utilities and services that are seldom used. An ideal solution would only use the parts of the Linux Kernel that are needed to perform the desired functions. This would reduce potential vulnerabilities.

To simplify matters further, the solution should be very easy to deploy. For example, it should be offered as a simple plug and play solution in the form of an appliance. And the solution should support remote management to troubleshoot and correct small problems, as well as recover from a system crash.

A solution with these characteristics will save a business partner valuable time that would otherwise be needed to administer solutions at every client’s site. This saves time and money. It allows a business provider to provide services in a more economically efficient manner to existing customers. And it frees up time to solicit and support new businesses.

Enter: An affordable solution designed specifically for small businesses

Small Business Server Appliances are a new breed of Small Business Server Solution they are delivered delivered as a plug and play hardware appliance, everything is included. Its pricing structure is simple and straight forward. Business partners do not have to deal with multiple and complex licensing agreements as is the case with many alternative offerings where you are required to switch platforms (or upgrade hardware) above 75 and 100 users, or when email and data storage requirements reach a certain limit.

Small Business Server Appliances offers file and print sharing; firewall, anti-virus, anti-spam protection; email, calendaring, contacts, tasks; secure remote access; data backup and disaster recovery features; office productivity tools; and automated system updates.

Everything is included within the appliance as a single solution. And business partners can use the platform to deploy other applications that a client might need.

The high performance appliance hardware allows a powerful solution to be delivered in a small footprint. This also provides the ability to scale solutions as a clients business grows up to 500 users without artificial licensing barriers. Furthermore, the appliance format also makes the solution very easy to deploy, typically it can be up and running in about 20 minutes.

Setting the solution apart: Autonomic features and benefits

Small Business Server Appliances are designed to run on their own at a customer’s site with little intervention from the business partner. To accomplish this we make use of autonomic features that automatically handle many routine tasks and can correct many problems on its own as they arise. These autonomic features ensure that the small business stays up and running and its systems and data are protected, all while off loading time consuming IT tasks from business partners.

For example Small Business Server Appliances comes pre built and pre configured and can usually be implemented in around twenty minutes. There is no monitor or keyboard, the admin interface is accessed via an IP address securely through HTTPS which enables you to manage the appliance remotely. In contrast, alternative solutions often require the business partner to load 5 to 15 CD’s to get a system running initially.

Small Business Server Appliances also has the ability to self manage automated backups to a disc based storage device (on or off site), to a hosted backup service in addition to traditional tape or USB based storage devices. A few Small Business Server Appliances also provide the option for integrated hot swap backup discs to be used which enable data to be backed up continually throughout the day.

Summary

With Small Business Server Appliances, business partners get an easy to implement and easy to manage solution that has specifically been designed for smaller businesses.

Small Business Server Appliances come pre built and ready to be used this solution offers a rapid time to value.

All of the attributes of Small Business Server Appliances pay dividends twice over. First, the small business client is happy, because they can do their jobs without computer related interruptions. And second, a business partner can deliver a high level of service while dedicating minimal IT resources and staff to each client.

The autonomic features of the solution reduce the time and resources a business partner must invest to begin work with a new client and to support existing small business customers. For example very little training is required to become familiar with the solution, so business partners quickly leverage the solution and immediately become more profitable.


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